The plan that gets you approved. Try it free first.

The calculator is free. Build My Plan turns your results into a step-by-step plan and keeps working as your numbers change. New subscribers start with a free trial, so you see your full results before you pay anything.

Monthly pricing shown.

7 days free

Build My Plan

$14.99/month

$0 today, card required. Free for 7 days, then $14.99 every month until you cancel. Cancel any time in Account → Billing; cancel before Oct 21, 2026 and you won't be charged.

We help you actually reach your goal, step by step, for as long as you're subscribed.

  • Personalized credit-building game plan
  • Step-by-step recommendations
  • Monthly action plan
  • Progress tracking
  • Payment calculator: payment, total interest and real cost
  • What-if simulator
  • Update your credit information any time
  • Updated Approval Path score
  • Ongoing recommendations
  • Continued access to the app
Start with the free calculator

The trial opens your results, so the calculator comes first: four short steps, about two minutes, no sign-up, and it never touches your credit. You add your details and start the trial at the end.

Cancel any time. Approval Paths does not charge lenders for placement and never sells your information.